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Microloan Foundation
The MicroLoan Foundation is a UK-based microfinance charity that gives small business loans to women in Malawi and Zambia in Southern Africa. The main objectives of the organisation is poverty alleviation and gender empowerment, and consequently its main focus has been on the women living in the rural areas, who make up majority of the poor in Sub-Saharan Africa. By 2014, MicroLoan had provided over 370,000 to over 35,000 clients.
With these loans and the business training offered, the women are able to start businesses thereby increasing their household incomes, business profits and assets. The women are also able to take their children to school, pay for medical care and make their families more food secure.
==History of MicroLoan==
MicroLoan Foundation (MLF) was founded in the late 1990s by Peter Ryan.〔https://www.microloanfoundation.org.uk/who-we-are/〕 During a visit to Malawi in 1997, Peter was astounded by the level of poverty in the country and the disparity between the rich and the poor. He recognised a need for extending financial services to the poor in Sub-Sarahan Africa, for whom these services are usually almost impossible to access due to the remoteness of the areas and the clients lack of collateral to secure the loans. These clients are also hindered by their lack of education and business training. With his experience in starting small businesses in Chiswick, Peter started the organisation in Malawi, with its first office in a garage in Malawi. Its main operations are in Malawi, which currently has 17 branches and 102 members of staff lending to over 1673 women's groups. In 2010, MLF extended its services to Zambia and currently has 5 branches, 17 members of staff lending to over 234 women's groups.〔http://www.microloanfoundation.org.uk/wp-content/uploads/2013/12/2013_MLF-Annual-Report-and-financial-statements-Final-v1.pdf〕 MLF is also active in the Philippines where it supports the activities of the Philippines Self-Help Foundation in form of small grants.
The organisation is currently run by a management team of ten and an active board of nine trustees who give their time on a voluntary basis.
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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